List of Documents Needed


Following is a list of documents we need you to gather for the purposes of financing your mortgage.  Please let us know what questions you have.  Thank you!


List of Documents (LOD)

____ Copy of driver’s license
____ Copy of Social Security Card (IF FHA)
____ Last two paystubs
____ 2018 W-2
____ 2017 W-2
____ 2018 Tax Return or Extension – ALL PAGES
____ 2017 Tax Return – ALL PAGES
____ Last two checking/savings statements – ALL PAGES
____ Last two investment account statements – ALL PAGES
____ Mortgage statements for all mortgages on all properties owned
____ Homeowners insurance invoices for all properties owned
____ Homeowners association invoice for all properties owned (as applicable)

If Purchase:

____ Purchase Agreement (including all exhibits, addendums, and amendments)
____ Earnest Money Check
____ Homeowners Insurance Quote from the agent you’ll be using

If Self-Employed:

____ 2018 Corporate Tax Returns or Extension – ALL PAGES

____ 2017 Corporate Tax Returns OR Extension – ALL PAGES
____ YTD Profit & Loss Statement – signed and dated

If VA:

____ Pest Inspection (purchase only)
____ VA from DD214
____ VA disabilty/benefit letter
____ VA lump sum disablity check

If Retired:

____ Proof SS will continue for 3 yrs (if under retirement age)
____ Social Security Awards Letter and/or Pension Letter
____ 3 months of bank statements to show SS and/or Pension

If Divorced:

____ ALL PAGES of Divorce Settlement Agreement (signed) & Final Divorce Decree ALL PAGES
____ 3 months of bank statements to show Child Support and/or Alimony (If applicable)

If Using gift funds:

____ Gift letter (provided by SCMG)
____ Bank statement from person giving gift to show ability to gift


Click Here To Print This Check List